Medical Benefits

Your employer offers medical insurance to protect the health of you and your family. It covers medical expenses such as visits to the doctor’s office, emergency care, and prescription drugs. It’s important to have a medical plan that meets your needs and the needs of your family.

Choosing in-network doctors and facilities may lower costs. To find an in-network doctor, please visit valenzhealth.com or call 1-800-441-7705.

	In-Network	Out-of-Network
Deductible (Individual/Family)	$6,000/$12,000	$7,500/$22,500
Out-of-Pocket Max (Individual/Family)	$6,000/$12,000	$20,000/$60,000
Member Coinsurance	0%	50%
Physician Visits
Preventive Care	Covered at 100%	50% After Deductible
Primary Care Visit	$30 Copay	50% After Deductible
Specialist Visit	$60 Copay	50% After Deductible
Virtual Visits - First Stop Health	Covered at 100%	Covered at 100%
Hospital Services
Inpatient Hospitalization	0% After Deductible	50% After Deductible
Physician Services	0% After Deductible	50% After Deductible
Outpatient Surgery	0% After Deductible	50% After Deductible
Outpatient Diagnostics	0% After Deductible	50% After Deductible
Urgent Care	0% After Deductible	50% After Deductible
Emergency Room	0% After Deductible	50% After Deductible
Prescription Drugs
Retail	0% After Deductible	$10 Generic / Deductible
Mail Order	0% After Deductible	$10 Generic / Deductible

Missouri Weekly Cost	Valenz NaVcare Network Wellness	Valenz NaVcare Network Non-Wellness
Employee Only	$34.00	$76.00
Employee + Child(ren)	$107.00	$173.00
Employee + Family	$150.00	$240.00

Arkansas Weekly Cost	Valenz NaVcare Network Wellness	Valenz NaVcare Network Non-Wellness
Employee Only	$34.00	$76.00
Employee + Child(ren)	$107.00	$173.00
Employee + Family	$150.00	$240.00

Downloads

Summary of Benefits

Call Before you Go

First Stop Health flyer

NaVcare flyer

NaVcare KISx flyer

Choosing in-network doctors and facilities may lower costs. To find an in-network doctor, please visit healthlink.com or call 1-800-624-2356.

	In-Network	Out-of-Network
Deductible (Individual/Family)	$3,000/$6,000	$4,000/$8,000
Out-of-Pocket Max (Individual/Family)	$4,500/$9,000	$6,000/$12,000
Member Coinsurance	20%	40%
Physician Visits
Preventive Care	Covered at 100%	40% After Deductible
Primary Care Visit	$30 Copay	40% After Deductible
Specialist Visit	$60 Copay	40% After Deductible
Virtual Visits-First Stop Health	Covered at 100%	Covered at 100%
Hospital Services
Inpatient Hospitalization	20% After Deductible	40% After Deductible
Physician Services	20% After Deductible	40% After Deductible
Outpatient Surgery	20% After Deductible	40% After Deductible
Outpatient Diagnostics	20% After Deductible	40% After Deductible
Urgent Care	20% After Deductible	40% After Deductible
Emergency Room	20% After Deductible	40% After Deductible
Prescription Drugs
Retail	20% After Deductible	40% After Deductible
Mail Order	20% After Deductible	40% After Deductible